Terms of Service

Terms of Service

Please read these terms carefully before using Fantastic Portfolios. By using our service, you agree to be bound by these terms.

Last updated: January 1, 2025

Agreement to Terms

These Terms of Service ("Terms") govern your use of Fantastic Portfolios ("Service") operated by Fantastic Portfolios Inc. ("Company", "we", "us", or "our"). By accessing or using our Service, you agree to be bound by these Terms.

Key Terms & Conditions

Account Registration
  • • You must provide accurate and complete information when creating an account
  • • You are responsible for maintaining the security of your account credentials
  • • You must be at least 13 years old to use our Service
  • • One person or entity may not maintain multiple accounts
Content and Intellectual Property
  • • You retain ownership of all content you upload to our platform
  • • You grant us a license to use your content to provide our Service
  • • You are responsible for ensuring you have rights to all content you upload
  • • We reserve the right to remove content that violates these Terms
Acceptable Use

You agree not to use our Service to:

  • • Upload or share illegal, harmful, or offensive content
  • • Violate any laws or regulations
  • • Infringe on intellectual property rights
  • • Attempt to gain unauthorized access to our systems
  • • Use automated tools to access our Service without permission
  • • Share false or misleading information
Service Availability
  • • We strive to maintain 99.9% uptime but cannot guarantee uninterrupted service
  • • We may perform maintenance that temporarily affects service availability
  • • We reserve the right to modify or discontinue features with notice
  • • Free accounts may have usage limitations
Limitation of Liability
  • • Our Service is provided "as is" without warranties of any kind
  • • We are not liable for any indirect, incidental, or consequential damages
  • • Our total liability is limited to the amount you paid for the Service
  • • We are not responsible for content created by users

Billing and Payments

Subscription Plans
  • • Free plan includes basic features and one portfolio
  • • Pro plan includes unlimited portfolios and premium features
  • • Prices are subject to change with 30 days notice
  • • All prices are in USD unless otherwise specified
Payment Terms
  • • Payments are processed securely through our payment partners
  • • Subscriptions renew automatically unless cancelled
  • • You can cancel your subscription at any time
  • • Refunds are provided according to our refund policy
Account Termination
  • • You may terminate your account at any time
  • • We may suspend or terminate accounts that violate these Terms
  • • Upon termination, your data will be deleted within 30 days
  • • You are responsible for backing up your content before termination

Privacy and Data Protection

Data Handling
  • • We collect and process data according to our Privacy Policy
  • • You have the right to access, update, or delete your personal data
  • • We implement appropriate security measures to protect your data
  • • We may use anonymized data for analytics and service improvement

Changes to Terms

Modifications
  • • We may update these Terms from time to time
  • • Material changes will be communicated via platform notification
  • • Continued use of the Service after changes constitutes acceptance
  • • If you disagree with changes, you may terminate your account